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2008年11月20日 星期四

MA session

You don’t know what you don’t know

 

W-2 form:  Federal Income Tax, SST, Medicare Tax (Can save)

                   Property Tax, School Tax, Estate Tax, Sales Tax, Gift Tax

 

Two tax systems:  one for salaried employees and the other for small/home-based business owners

 

Use small business to take advantage of tax benefits

Qualifying your business:  Ordinary and necessary expenses – defined by the courts and the IRS as “reasonable and customary”.  Paid or incurred during the taxable year.  Connected with the conduct of a traded or business.

 

Expenses: Vacation, Mileage, Mobile, Printing, Commute

 

Important points:

  1. Save receipts (except restaurant under $70)
  2. Keep good records and daily calendar
  3. Document your activities, so you calculate most deductions, can prove deductions if audited & keep your accountant happy.

2008年10月13日 星期一

health

NO. 1 豆腐+鱼 取长补短 豆腐所含蛋白质缺乏蛋氨酸和赖氨酸,鱼缺乏苯丙氨酸,豆腐和鱼一起吃蛋白质的组成更合理,营养价值更高。

    NO. 2 豆腐+海带 避免碘缺乏 豆腐里的皂角苷成分,好处是促进脂肪代谢,阻止动脉硬化发生;但易造成机体碘缺乏,与海带同食可避免这个问题。

    NO. 3 豆腐+萝卜 避免消化不良 豆腐植物蛋白丰富,但多吃可引起消化不良,萝卜有助消化之功,与萝卜同食,此弊即可消除。


2008年9月30日 星期二

Valuation

1. Book value of the assets vs fair value of the assets: (FV-BV) of FA, Intangible (based on cash flow @ valuation date - BS is valued at a point of time and BS reflects the historical information), Goodwill (Future benefits that can't be clearly categorized today such as assembled workforce and benefits from future customers).

2. Fair value of the company: DCF valuation based on future cash flow

3.  The goodwill is the part that brings the company the future value.  (the invisible part of a company)

 

 


2008年9月6日 星期六

Rittik advice

1. Be organized: 

Walk the manager through your model and work with your assumption and analysis confidently and clearly.

Filing the E-mails of different projects in an organized way and in time.

2. Responsive

Respond to the E-mail in time, give feedback and always reply to E-mail in a thoughtful way.  

3. Differentiate yourself by your analysis

Take a position and do your analysis with thoughts and quality.

Find out why, have the right judgment of the industry.

Know your project including facts and analysis

4. Excellence in modeling and no model error

5 Performing the manager role and take the job as your own

 

 

 


2008年8月18日 星期一

Einstein

The most incomprehensible thing about the world is that it is comprehensible.
 

2008年8月11日 星期一

生活是什么?

对于这个简单而又复杂、平凡而又特殊的问题,每个人有着不同的解说:有人说,生活是不断需求的过程,而非享乐的过程;有人说,生活像果盘中盛着的收获与失落;有人说,生活就像洋葱会让你落泪;还有人说,生活是由无数烦恼组成的念珠……不同的人对生活有不同看法,不同的人生观,对生活的感悟也不同。
有个谜语:你对它笑,它就对你笑;你对它哭,它就对你哭——这是什么?人们都猜:这是一面镜子!但有一个人却不动声色地回了这么一句:这是生活。
所以说:愁眉苦脸的生活倒不如爽朗乐观地看生活,这样生活肯定阳光灿烂!

2008年7月26日 星期六

buffet

Stay away from credit cards (bank loans) and invest in yourself and

A. Money doesn't create man but it is the man who created money.

B. Live your life as simple as you are.

C. Don't do what others say, just listen them, but do what you feel good.

D. Don't go on brand name; just wear those things in which you feel comfortable.

E. Don't waste your money on unnecessary things, just spend on them who really in need rather.

F. After all it's your life then why give chances to others to rule our life.


2008年7月25日 星期五

blogger

read others' thought and understand the world.

http://tw.myblog.yahoo.com/so-fresh/article?mid=147&prev=152&l=a&fid=9


2008年6月27日 星期五

孤独

我是一只孤独的小猪。

朋友说,要会享受孤独。

我不懂得享受,但是如果能让我写出自己的孤独的话,似乎可以快乐一点。

 


2008年6月26日 星期四

那些人教我的事

今天在地铁上,遇到一个老者。 he borrowed the national geography in my hand and read happily.  He introduced me that the front page is the slovenia's Bled lake.  It's super pretty there he said.  Also he said he had great experience in Croatia, which is located east of Venice and is beside Italy. 

When I told him that I have been to Czech Republic, he immediatly knows that I made a mistake with Slovenia and Slovakia.  Faint.  What a silly mistake I had make.  Anyway he let me know what place I wanna visit next. :)



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